Grown up things....

A good friend of mine from the blogosphere recently purchased a new house after months of trying to sell their own home. (Check her super cute house out Heir to Blair House) and I totally got bit by the realestate bug. But after short selling our home in 2011 (we moved out and began the short sale process in 2010) We are starting from scratch and this is a blessing and a curse. We'd have never been able to sell the house after the issues we found with it, not only legally (had no foundation) or ethically. I refused to pawn this problem off on someone else. I still feel like we should have pursued the assholes that sold us the house, the fucker that gave the house a clean bill of health and the douchecanoe that basically was like yeah this is a solid investment.

Even  though we had all those people telling us it was a good choice. I had a bad gut feeling, and 14 months later it came to a head that the home had no foundation.

So its a blessing we aren't trying to sell it, and its great that we don't have to bother with that. But at the same time we don't have a major investment to leverage towards getting a house.

So we had this big grown up talk, about aggressively saving for a house. This means no more shopping for me :( I have already been working on giving up going to Target. No more eating out (as excessively) meal planning and actually budgeting and sticking to a budget.

I was looking up FHA loans today and it looks like we can get another FHA loan in 3 years after short sale/foreclosure. So we could, in theory qualify for a mortgage in as little as 2014....But ya'll this time I want to have a big chunk of savings towards the house. Like 20-30% down.

Chris Laughs because I am all into looking at real estate right now.  But I know that he is glad that I am finally working through the feelings of short selling our home and working through the feelings of being duped and losing a lot of $$$ and not going on a honey moon because we were buying a home. You know why spend 5K on a trip when you're buying a house that you want to raise a family it. Biggest fucking mistake of our lives. Should have gone on a honey moon and said fuck the house.

Okay I might still be working through my house issues....but at least I no longer burst into tears while talking about it, or say "I never want to purchase a house again because I'm so upset and can't trust assholes hawking houses"